Mortgage Rates and Treasury Yields

Mortgage rates could continue to drop even if Treasury yields remain stable, as they are currently significantly higher than historic levels. Banks have reduced their presence in the mortgage market, leading to less competition on rates.

Impact of COVID School Closures on Learning Loss

The article discusses a new study on the learning loss caused by COVID school closures, highlighting that lower-income students were most affected. It also mentions the role of politics in school closure policies and the impact on the spread of COVID among people under 20. Experts suggest that the impact on stopping the spread of COVID depends on the school.