Insurance Companies Collecting Driving Behavior Data

Insurance companies are using driving behavior data collected from apps and automakers to determine rates, leading to concerns about privacy and consent. While this could result in fairer personalized rates, some worry about potential discrimination and lack of transparency.

Automakers sharing driving behavior data with insurance companies

Automakers are sharing consumers' driving behavior data with insurance companies, leading to increased insurance rates based on factors like hard braking, hard acceleration, and speeding. The data is collected through connected car apps and features like OnStar Smart Driver without clear disclosure to drivers.