California Senate Bill 'Dream For All'

California Senate committee advances bill to allow migrants and illegal immigrants to participate in a down-payment assistance program for first-time homebuyers, regardless of immigration status.

Adjustable-Rate Mortgages (ARMs)

Many homeowners who took out adjustable-rate mortgages (ARMs) in 2016 are facing significantly higher monthly payments this year as interest rates have increased. ARMs can offer temporary relief but come with the risk of rates adjusting periodically based on market conditions.

Zero-Percent Down Mortgage Program

United Wholesale Mortgage launches a zero-percent down mortgage program, allowing homebuyers to pay 97% of the home's value with a first mortgage and the remaining 3% in a second mortgage, with concerns raised about potential risks similar to the subprime mortgage crisis.

Florida Real Estate Market

Florida sellers are reducing property prices, making it a good time to buy a home in the Sunshine State as the market has slowed down, offering increased affordability for potential buyers.