Prior Authorization in Healthcare

New Jersey recently passed a law to make the prior authorization process for medical treatments faster, which has been causing troublesome delays for patients. The process requires insurance companies to decide on prior authorization within three days and urgently needed medicine within 24 hours.

Automakers sharing driving behavior data with insurance companies

Automakers are sharing consumers' driving behavior data with insurance companies, leading to increased insurance rates based on factors like hard braking, hard acceleration, and speeding. The data is collected through connected car apps and features like OnStar Smart Driver without clear disclosure to drivers.

Privacy Concerns in Data Sharing by Automakers

Major automakers are sharing detailed driving data of their customers with insurance companies and data brokers without explicit consent, leading to increased insurance premiums and privacy concerns. Policymakers are investigating these practices, and privacy advocates warn of potential far-reaching consequences.