Record number of Americans using 'buy now, pay later' apps amid surging inflation in Biden's economy. 6.5% of Americans, approximately 15 million, using BPNL apps for groceries. Major retailers like Walmart, Amazon, and Trader Joe's offer these apps. Gen-Z also using BPNL loans for various items. President Biden mentioned inflation has decreased, but it has been rising for the past three months.
Key Points
6.5% of Americans, approximately 15 million, using BPNL apps for groceries.
Inflation has been rising for the past three months despite President Biden's statement.
Gen-Z actively using BPNL loans for various items.
Pros
Convenient payment option for consumers.
Allows for short-term loans with little to no interest.
Popular among low-income Americans and those with yearly incomes over $100,000.
Cons
May lead to increased debt if not managed properly.
Could potentially contribute to financial instability if used irresponsibly.