The article discusses how rising prices are affecting Americans and how credit card rewards help low-to-moderate-income households save money. It criticizes Senators Durbin and Marshall for proposing legislation that could restrict these rewards programs.
Key Points
70% of low-to-moderate-income cardholders use rewards cards
LMI households can save up to a third on holiday and back-to-school expenses with cash back rewards
Rewards redeemed offer real savings for households, especially LMI families
Pros
Credit card rewards help low-to-moderate-income households save money
Rewards programs provide financial relief and flexibility for consumers
Boost in income from rewards is significant for LMI cardholders
Cons
Proposed legislation by Senators Durbin and Marshall could restrict rewards programs
Threat to take away reward programs that many families rely on