The Electronic Payments Coalition discusses the importance of secure payment processing networks provided by banks and card companies, warning against proposed legislation that could compromise data security and credit card reward programs.
Key Points
Secure payment processing networks provided by banks and card companies
Proposed legislation could impact data security and credit card reward programs
Financial institutions invest in data security to protect customers
Pros
Banks and card companies invest heavily in safeguarding transactions
Global financial systems enable secure electronic payments
Financial institutions understand the importance of data security
Cons
Proposed legislation could compromise data security
Risk of data breaches if routing decisions move to corporate retailers
Threat to credit card reward programs, especially for low-to-moderate-income Americans