High property taxes are a significant expense for homeowners in the U.S. as mortgage rates remain around 7%. Property tax rates vary by state and county, with some states having higher rates than others.
Key Points
Property tax rates vary by state and county
Rates can be reassessed annually or every few years
Homebuyers need to consider property taxes along with mortgage rates and home prices
Pros
Property taxes help fund local services like schools, streets, and police and fire protection.
Cons
High property tax rates can add to the financial burden of homeowners, especially in states with higher rates.