Mortgage rates in the US are expected to stay above 6% for the next few years, potentially making it harder for Americans to purchase homes. Economic policies and inflation concerns could contribute to the high rates.
Key Points
Mortgage rates expected to remain around 6% for the next two years
Economic policies and inflation concerns could keep rates high
Strong job market and housing inventory improvements may support home sales
Pros
Strong job market and wage growth can help offset the impact of elevated mortgage rates
Increasing housing inventory and consumer acceptance of higher rates may boost home sales
Cons
Mortgage rates are projected to average above 6% for the next two years
High rates could hinder Americans from achieving homeownership