It will take over 7 years to solve the U.S. housing affordability crisis due to a shortage of homes, high mortgage rates, and underbuilding since the 2008 recession. Homebuilders have increased efforts, but it's still a major challenge. Trump's policies could worsen the situation.
Key Points
Shortage of 3.8 million housing units in the U.S.
High mortgage rates and construction costs are exacerbating the crisis
Builders are increasing construction efforts
Pros
Home supply has grown in some states like Florida and Texas
Builders are ramping up construction efforts
Cons
Shortage of 3.8 million housing units in the U.S.
High mortgage rates and construction costs are exacerbating the crisis