Republicans' One Big Beautiful Bill Act proposes a risk-sharing plan to penalize colleges with high student loan debt and poor earnings outcomes, while rewarding schools that provide value for low-income students. The plan aims to save the government $6 billion over the next decade, but experts have raised concerns about the complexities and potential flaws in the proposal.
Key Points
Risk-sharing plan penalizes schools with high student debt and poor earnings outcomes
Proposal includes PROMISE Grants to reward schools providing value for low-income students
Experts point out flaws in the plan, including data challenges and potential unintended consequences
Pros
Encourages colleges to prioritize student outcomes and value for money
Aims to save the government over $6 billion in the next decade
Provides incentives for schools to support low-income students
Cons
Complex calculations may be based on imaginary or incomplete data
Omission of defaulted loans from penalties could benefit institutions with high default rates
Concerns about potential negative impacts on schools and students