The wealth of the top 1% in the U.S. reached a record $44.6 trillion by the end of the fourth quarter, driven mainly by gains in stock holdings. Middle-class Americans also saw their wealth increase, but the top 1% captured the majority of the gains.
Key Points
The wealth of the top 1% in the U.S. hit a record $44.6 trillion, with most gains from stock holdings.
The top 1% own 50% of individually held stocks and 87% of individually held stocks and mutual funds.
Stocks represent a growing share of assets for the wealthy, but their spending habits may not boost the consumer economy significantly.
Pros
Rising stock market values have boosted consumer confidence and spending.
Middle-class Americans have also seen their wealth grow.
Cons
Wealth inequality remains high, with the top 1% owning a significant portion of stocks and mutual funds.
The wealth gains of the top 1% may not significantly impact the consumer economy.